Deferred Annuity

A deferred annuity is designed to help you build and protect retirement savings now, and convert those savings into guaranteed income later. You fund the annuity during the deferral period, and the annuity can provide future income payments based on your choices.

What makes a deferred annuity different?

• Accumulation phase: you contribute and allow potential growth
• Income phase: later, you can annuitize or add an income rider to create payments
• Built for long-term planning, not short-term liquidity

When a deferred annuity may fit

A deferred annuity may be a fit if you want:

• To protect assets for retirement rather than spend them today
• To create a future income stream with guarantees from the issuing company
• A tool to complement Social Security, pensions, or other income sources

If you want to compare with other annuity types, read about Fixed Annuities, Fixed Indexed Annuities, and Immediate Annuities.

Get your Retirement Income Analysis

We help you evaluate whether a deferred annuity is a fit for your retirement plan and how it could support guaranteed lifetime income.

Please enable JavaScript in your browser to complete this form.

1Age

2Savings

3ZIP

4Contact

What year were you born? *Year of Birth19851984198319821981198019791978197719761975197419731972197119701969196819671966196519641963196219611960195919581957195619551954195319521951195019491948194719461945194419431942194119401939193819371936193519341933193219311930

Annuity returns & suitability are based on age

your code Number

Next

How much do you have in Retirement Savings? *

• $0 – $10,000
• $10,000 – $25,000
• $25,000 – $50,000
• $50,000 – $100,000
• $100,000 – $250,000
• $250,000 – $500,000
• $500,000 – $1M
• $1M – $3M
• $3M or more

Different annuities have different investment requirements

Next

Enter your ZIP code *

Annuity rates vary by State

Next

Name *

First

Last

Email *

Mobile Number *

Consent *

• By checking this box and clicking “Compare Rates Now”, I agree to receive marketing calls and text messages from LifeCraft Retirement Income at the number provided, including via auto-dialer and prerecorded voice. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to opt out. See our Privacy Policy.

COMPARE RATES NOW

This page is provided for informational purposes only and does not constitute tax, legal, or investment advice. Advisory services are offered by properly licensed financial professionals. Any guarantees associated with insurance or income products are backed solely by the financial strength and claims-paying ability of the issuing insurance company.